Best Lease Accounting Software in 2026: 8 Compared

Picking lease accounting software used to mean the same routine for almost every vendor: fill in a form, book a call, sit through a demo, wait for a quote. That's still true for most of the market. But the field has quietly split in two — a handful of self-serve tools now publish real pricing and let you sign up without talking to anyone, while the big enterprise platforms stay firmly sales-led.

We looked at eight tools that calculate right-of-use assets, lease liabilities, amortisation schedules and disclosures under ASC 842, IFRS 16 or GASB 87, and checked each one's own site for how it's actually sold, whether it publishes pricing, and what it offers beyond the core calculation — including whether any of them expose their lease maths to an AI agent through an API or an MCP server. This isn't a sponsored roundup; where a vendor didn't publish something, we've said so rather than guessed.

Key takeaways

If you only read one section, read this one.

• Most enterprise lease accounting platforms (Visual Lease, CoStar Real Estate Manager, EZLease, Oracle) are sold entirely through a demo or quote request — none publish pricing.
• A smaller group — Crunchafi, Cradle, and FinQuery's LeaseGuru tier — publish real self-serve pricing, at least for smaller portfolios.
• LeaseQuery and FinQuery are the same company. The rebrand happened in February 2024 and didn't change the product or its ownership.
• The market has consolidated hard in 2024-2025: CoStar bought Visual Lease, insightsoftware bought EZLease's parent, and Prophix bought Cradle.
• None of the seven established vendors on this list markets a metered API and MCP server built specifically for AI agents to pull lease numbers — that's currently a gap the newer, self-serve end of the market is filling.
• If you have a single lease, you don't need to buy anything — a free calculator will get you an accurate answer.

What actually separates these tools

Nearly every tool here calculates the same numbers correctly once you've entered a lease properly — that part of the market is fairly mature. Where they genuinely differ is buying model (self-serve versus a sales process), the portfolio size they're built around, whether pricing is published anywhere, and how — if at all — the software connects to your other systems. The table below summarises all eight; the sections after it go through each one in more detail.

FinQuery (formerly LeaseQuery)

FinQuery was called LeaseQuery until a February 2024 rebrand that reflected the company's move beyond pure lease accounting into wider contract and spend management. The core lease accounting product is sold to mid-market and enterprise finance teams through a request-a-demo process, with no published price for the main platform. It also runs LeaseGuru, a lighter self-serve product that's free for up to two leases and then a few hundred to under two thousand dollars a year as the lease count grows — a reasonable option for a very small portfolio. For a closer look at how it stacks up against alternatives, see our FinQuery/LeaseQuery alternatives guide.

Visual Lease (now part of CoStar Group)

Visual Lease is a long-running lease administration and accounting platform that CoStar Group acquired in November 2024. It's sold exclusively through a request-a-quote process, with typical annual costs — based on third-party pricing trackers rather than a published rate card — running from a few thousand dollars into six figures depending on portfolio size. Its standout feature is a genuinely developer-facing, bi-directional API for syncing lease data with major ERP systems, which is more integration depth than most vendors in this list publish. We've written a separate comparison of Visual Lease alternatives if you want more detail.

Crunchafi (formerly LeaseCrunch)

LeaseCrunch rebranded to Crunchafi and is built primarily for CPA and audit firms managing lease accounting across many clients at once, alongside direct use by companies and government bodies. Pricing is unusually transparent for this market: a pay-as-you-go Starter tier at $300 per lease with nothing to pay upfront, and a Professional tier at $2,000 for up to eight leases plus $250 per lease after that, while firms get a separate custom quote. It's one of the few names on this list where you can see real numbers on the vendor's own site before signing up.

Cradle (now part of Prophix)

Cradle is a lease accounting tool that Prophix, a financial performance management vendor, acquired in November 2025, continuing to operate under the Cradle name inside Prophix's wider FP&A suite. Smaller portfolios can buy self-serve at $99 a month for up to ten agreements or $199 a month for up to twenty, both with a 30-day free trial, while larger portfolios move to a custom enterprise quote. Self-serve monthly pricing at this end of the mid-market is genuinely uncommon — most competitors of similar scope require a sales conversation.

EZLease (insightsoftware)

EZLease has been in the lease accounting market for more than 15 years and covers both lessee and lessor accounting under ASC 842, IFRS 16, FRS 102 and GASB 87/96. Its parent company, LeaseAccelerator, was acquired by insightsoftware in July 2024, and EZLease is now sold as part of that broader finance-software portfolio through a quote-request process with no published pricing. Its customer base leans toward larger, more complex portfolios — transportation, manufacturing and government are all represented in its case studies — and government/lessor-side accounting is a genuine strength versus lessee-only tools.

CoStar Real Estate Manager

CoStar Real Estate Manager is CoStar Group's own enterprise lease administration and accounting platform — a separate product from Visual Lease, which CoStar also now owns, so the company effectively runs two competing lease accounting brands. It's aimed at large corporate real estate and accounting teams with office and retail portfolios, sold through a quote-request process, with managed integrations into SAP, Oracle, Workday and NetSuite rather than a public API. Its underlying access to CoStar's real estate market data is a genuinely unique asset that pure accounting-only vendors don't have.

Oracle Fusion Cloud ERP lease accounting

Oracle's lease accounting functionality lives inside Fusion Cloud ERP as a module covering lessee and lessor accounting for ASC 842 and IFRS 16, with disclosure reporting built in. It isn't bought as a standalone product — you get it as part of, or an add-on to, an existing Oracle ERP relationship through an account team, so it only really makes sense if you're already running Oracle. Oracle has been rolling out general-purpose MCP servers across its analytics, database and integration products for AI agent access, but that's a platform-wide capability rather than anything built specifically around lease accounting.

Ledgerage

Ledgerage starts from the opposite end: a single-lease calculator that's free forever, with no account or credit card, covering ASC 842, IFRS 16 and GASB 87 with the right-of-use asset, lease liability, full amortisation schedule, journal entries and disclosures shown on screen with citations. Everything is self-serve — pricing is a flat $39 a month for a Pro plan with an unlimited portfolio and exports, with no sales call and no implementation project. Every plan, including the free one, includes a metered API and MCP server built so an AI agent can pull the same lease numbers a human sees — something none of the seven tools above currently markets as a core feature, as far as we could verify on their own sites.

Which one actually fits your portfolio

If you have one lease, or you're checking a number before a close, you don't need a subscription at all — use a free calculator and move on. If you're a small business or a lean accounting team with a handful of leases and want to see pricing before you commit, look at LeaseGuru, Cradle's smaller plans, Crunchafi's per-lease pricing, or Ledgerage's Pro plan. If you're a CPA firm running lease accounting for many clients, Crunchafi is the only tool here explicitly built around that workflow. And if you're managing a large, complex, real-estate-heavy portfolio and want a dedicated implementation team, Visual Lease, CoStar Real Estate Manager, EZLease and FinQuery's main platform are the established names — expect a sales process either way.

One more thing worth weighing, even if it isn't relevant to every buyer yet: if you're building internal tools, dashboards, or letting an AI agent handle part of your close, check whether the vendor exposes its calculations through an API at all, and on what terms. Most of the platforms above either don't publish one or treat it as an enterprise add-on bolted onto a demo-gated deal.

Try it before you decide

The fastest way to judge any of these tools is to run one real lease through them and compare the output. Start with Ledgerage's calculator — it's free, takes a couple of minutes, and shows the full schedule, journal entries and disclosures with the maths cited so you can check it against the standard yourself. If it covers what you need, creating a free account adds a saved portfolio and API access without any sales call to book first.

Frequently asked questions

Sources

• LeaseQuery Rebrands to FinQuery (press release)
• LeaseGuru pricing and free tier — FinQuery
• Visual Lease — Request Pricing
• CoStar Group Closes Deal to Acquire Visual Lease
• Crunchafi lease accounting pricing
• Cradle pricing
• Cradle Accounting joins Prophix
• insightsoftware Acquires LeaseAccelerator (EZLease's parent)
• EZLease — insightsoftware product page
• CoStar Real Estate Manager — lease accounting software
• Oracle — Address Lease Reporting and Disclosure for Lessees
• Oracle MCP Servers